The rise of children who are uninsured is rising in the state of Florida. This is why the Florida Healthy Kids program is now in effect. If your child is from age 5 to age 18, they could possibly be covered with this great program. Healthy Kids is not only for those families with low income, but for any family who is having a difficult time insuring the children in their family. To get started all you need to do is call them or go online to their website and fill out the application. From there you will be contacted by a representative within a few weeks and they will inform you of the assistance that the children of your family are eligible for.
With the Florida Healthy Kids program, there are multiple payment options. The first is for low income families who are approved for the no premium (amount paid to have insurance) option. This means that no money will be sent directly to the state for your child to maintain health insurance. However, you may have to pay some low cost fees (co-pay) when you visit the doctor or hospital. Another option is for families who can afford to pay fifteen or twenty dollars a month. Your representative will work with you on which of the two suits your family according to your income.
Finally, some families need their children covered with insurance, but their job will not cover it or it is too expensive to purchase from a private insurance company. The full-pay option may be suitable for you. With this selection you will pay a low premium to the Healthy Kids program on a monthly basis to maintain coverage. Both the partial pay and full pay options may have co-pays or fees charged for emergency services, surgery or other high cost medical needs, but the fee will be minimal compared to private insurance costs. No matter what payment plan you are accepted for, keep in mind that you must re-apply every year for the program. This is needed to make sure your child is still in need of the program and that your income level has not changed.
Overall, it is important to weigh out all of your options for health care for your child. With whatever choice you decide on, make sure that you are always paying your fess, you renew after the year and you do not move out of state. This is to ensure that your child’s coverage does not lapse. Take time to review the Florida Healthy Kids program today.
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