Major Medical Plans – What Is Universally Covered?

There are three basic kinds of major medical plans. In relation to its comprehensive coverage, consumers hold the collection of first dollar coverage or standard coverage. Alternatively, consumers may elect only supplemental major medical plans. These plans only cover a portion of medical expenses after certain limits are met. However, regardless of form of major medical plan, there are a few expenses which can be, in most cases, universally covered. The following list is neither definitive nor all-inclusive. Instead, their email list is meant as a general rule of thumb guideline in regards to what you can expect to be covered for just your policy.

1. Hospital expenses

These include necessary er care, inpatient services, intensive services for example cardiac care or ICU, medicinal supplies and medications, surgery, emergency transportation services, and doctor’s care during the hospital.

2. Doctor’s care outside of hospitalizations

These services include preventative care, sick visits, regular check-ups, and lab tests. Also included are specialists such as physical therapists, orthopedic doctors and surgeons, and also anesthesiologists and radiologists.

3. Nursing care

Nursing care encompasses services provided both inpatient and outpatient. Included in most major medical plans are private duty nurses, home healthcare service providers, convalescent care, and an elderly care facility care.

4. Auxiliary services

Additional medical expenses including prescription drugs, casts, splints, prosthetic devices, crutches, durable medical equipment including wheelchairs or hospital beds, plus some adaptive items are commonly covered within standard medical insurance plan.

While these covered expenses vary regarding limitations from one insurance … Continue Reading >>>

Working Harder Will Not Necessarily Grow Your Business

Working Harder Will Not Necessarily Grow Your Business

Working harder does not necessarily mean that you will make more money or get better results! In fact, I know many people who work extremely long hours without good results and lose their health in the meantime.

Sometimes people are duped into thinking that doing more will get results when what they really need to know is that doing things strategically is the key to success.

Yes, we need to take action. No matter how wonderful our plan for success is, it will not bring the results that you want without action. You see, if you really want to experience success and enjoy reaching your dreams you need to have a good plan as well as action.

Everything in life requires balance to be healthy. Exercise and rest are twins. Good food and exercise go together.

Business planning and consistent action are necessary for good business health.

Often people in the medical field face demands of having more patients with less time and fewer resources. As a result, they extend their working hours and try to see more people in a shorter period of time. The stress level associated with doing this escalates and over time, the professional might find that s/he is either blowing up or breaking down. You see, people cannot maintain high stress levels for long periods of time without a consequence to their health and well-being.

They frequently become so involved in doing more that they don’t focus on their own needs or how they might … Continue Reading >>>

Okay, we still like the idea of postponing the inevitable Grim Reaper for as long as possible. Here are some more simple Anti-aging ways to help that again have been tested with scientific studies so we know they work. Most of them are a very easy addition or change to your life style. So, let’s look at some more of these smaller items, all scientifically proven as we said, so that when they’re added together they’ll help you live longer and healthier.

1. Don’t Go to Work SickIn a U.K. study over a 3 year period, men who clocked in at work, despite feeling under the weather, had double the heart attack risk of those who stayed in bed. Those who were sick on the job also didn’t make many friends among their co-workers. We all like to think business can’t progress without us!

2. Vacuum for 30 minutesNot just vacuuming, of course, any kind of chore where you get some exercise that can lower blood pressure by 13 points, according to Medicine & Science in Sports & Exercise. The lowered pressure only lasts for 8 hours but if you do something like it every day, you can lower your BP in the long term. Incidentally, helping with the housework can also improve your sex life!

3. Set a 3 drink limitHarvard researchers in a study found that having more than 3 drinks in 24 hours increases your risk of atrial fibrillation. This can boost your chances of … Continue Reading >>>

Sometimes tumors can grow on the auditory nerve from your ear to your brain. This causes unilateral hearing loss, dizziness, one-sided facial weakness, and tinnitus. An MRI scan is needed to confirm the diagnosis. If you have severe anxiety, you may consider the open MRI option.

Referral

An audiologist performs a battery of tests to help diagnose the cause of unilateral hearing loss. This will include an audiogram that determines the softest sounds that you hear in each ear along with speech discrimination testing. Acoustic reflexes measure how the nerve on each side function. Sometimes the audiologist will do vestibular testing or electrophysiological testing. If the audiologist suspects an acoustic neuroma, he or she will refer you to an Ear, Nose, and Throat (ENT) specialist. The ENT then refers you for the MRI.

Testing

To prepare for the test, you will need to remove watches, jewelry, and underwire bras. You will also take off hearing aids, glasses, and wigs. You may take medication to help calm anxiety. The test center may offer you earplugs to wear and a blanket. You will need to stay still and calm, so try to meditate and relax. Let your doctor know of liver and kidney conditions that may impact metabolism of contrast dye which is normally ordered in exams for acoustic neuroma.

Treatment

The ENT will look at the scans and determine the tumor’s size. Surgery may be considered to remove the tumor. Decisions depend on how fast the tumor is growing and … Continue Reading >>>

Healthy Low Carb Diet | Rethinking Calorie Intake | Avoiding Long Term Ketosis

Calorie Intake

A healthy low carb diet will take into account calories as well as carbs. It’s an immutable law of physics that if we take in more calories than we burn we will not lose weight. I don’t care if we’re eating salmon and olive oil all day.

We must know roughly how many calories we’re taking in and we must lower that amount just slightly (200 – 400k) in order to burn off body fat. More important we’re going to cycle our calories up and down in a zig zag manner.

What this does is trick the body into burning much more fat than if we kept our calories constant day after day. We’re using our own hormonal environment – the most effective fat burning technique available to us.

Long Term Ketosis

 “Ketosis is a state in which our bodies have switched from burning carbohydrate to burning fat for energy.”

We need to use this state intermittently, in fact we should go “in” and “out” of this state depending on what day of the week it is. This also uses our fat burning hormones to their fullest potentials.

Long term ketosis however, staying under 75 to 25 grams of carbohydrate per day, is unnecessary and unhealthy. What we’re after here is taking the best elements of Atkins and leaving behind the worst.

We get all the fat loss benefits while still having energy, … Continue Reading >>>